Merax Finiss Mountain Bike 26 Aluminum 21 Speed Review 2017

For the price, the Merax Finiss Mountain Bike cannot be beat. Having done some recreational bike riding, I was ready to step up the game just a bit, and take on the challenge of off-road riding. I needed to purchase a mountain bike, but I didn’t want to invest a large sum of money, until I was sure it was a hobby I wanted to pursue.

After doing a great deal of research, I decided on the Merax Finiss Mountain Bike 26 Aluminum 21 Speed. I found that the bike was perfect for my needs as a rider, and even more enticing was the price.

The Merax Finiss Mountain Bike as a Cross-Country Racer

I did a bunch of reading online about different types of mountain bikes, visited a bike shop or two, and finally determined that a good cross-country mountain bike was going to be the best choice I could make. A cross-country mountain bike needs to have good suspension, smooth shifting, and dependable brakes.

The Merax Finiss Mountain Bike 26 Aluminum 21 Speed boasts an 80mm travel front suspension fork, and dual mechanical disc brakes for reliable braking and easy maintenance. The Shimano 21-speed derailleurs and shifters enjoy a reputation as quality components, and provide easy shifting during a long rides across rough terrain.

The aluminum frame and wheels mean that this mountain bike is light, and that encourages speed. In fact this bike only weighs 33 pounds. Speed and control are the two things cross-country racers look for in a mountain bike.

The complete package presented with the aluminum frame, dual disc brakes, and front suspension fork, makes this mountain bike the perfect cross-country ride for both the casual biker and the serious racer.

The Pros & Cons


  • Lightweight Aluminum Frame and Rims
  • Dual Mechanical Disc Brakes
  • ​Excellent Price
  • ​Easy to Assemble
  • Looks Sharp

At only 33 pounds, this bike is extremely light. The lighter the bike, the faster it goes. This comes in handy if you are biking long distances across country or if you decide to do a little cross-country racing. Maintenance is easy, since you can literally pick the bike up and flip it over. Even smaller riders should have no trouble carrying the bike, if needed.

This bike is perfect for taller riders. The bike has a 19 inch frame and 26 inch tires. With seat adjustment, people between 5’ 7” and 6’ 2” can ride comfortably.

Aluminum resists stress fractures better than alloys, so besides being extremely light, it is also durable. Having both an aluminum frame and rims, makes the Merax Finiss one of the lightest bikes on the market priced under 300 dollars.

Aluminum won’t rust and that is important. Trail riding means the bike is subjected to all sorts of grit, mud, water, and sludge. Aluminum does not degrade when exposed to these elements.

Dual disc brakes ensure more consistent brake performance than traditional rim brakes. Normally, you would only expect to find dual disc brakes on higher-priced mountain bikes. To find dual disc brakes on a mountain bike at this price point is truly exciting.

The Shimano EF51 Shifter moves easily and is nice upgrade over the old twist-type shifters. As a whole, the shifter seems to work seamlessly with the Shimano front and rear derailleurs. The chain does not slip off the sprocket, and the mountain bike moves from gear to gear, quietly, and smoothly.

The best thing going for this mountain bike is its price. The Merax Finiss Mountain Bike 26 Aluminum 21 Speed sells for less than 300 dollars. Most beginner mountain bikes will run you at least 500 dollars, and the Merax Finiss boasts several features you might expect to find on a higher-priced bike.

Assembling the bike was both straightforward and easy. It took about 20 minutes using the included tools. Be careful that you mount the front wheel and handlebar correctly. They can be a little tricky if you don’t follow the directions exactly.

The kickstand comes already installed, eliminating that extra step. Adjustments took a little bit of time, but were pretty straight forward and didn’t present any unexpected problems.

The bike looks great! The paint scheme is patriotic, and the black accents from the seat and handlebars, offer great contrast. The wheels are slightly thinner than on other bikes, and balance out the lines of this particular mountain bike.

Overall, great things can be said about the Merax Finiss Mountain Bike. It looks good, it performs well, and the price can’t be beat.

Anyone needing a good cross-country mountain bike, at an affordable price, should go and…

The Cons

The front shock seems a bit soft for riders over 200 pounds. To increase the rigidity, you may wish to upgrade to an adjustable long travel shock. Many of the long travel shocks come with a lockout, which gives you more versatility on the trail.

The cost of the upgrade will run you just under 100 dollars. Even when you add the cost of a new shock to the price of the Merax Finiss Mountain Bike, purchasing this mountain bike still gives you a quality bike, with upgrades, for under 500 dollars. Amazing!

If you are new to mountain bikes, and are not comfortable fine-tuning the brakes or shifters, you may need to take the bike to the shop for a quick tune-up. All mountain bikes need to be adjusted, and the Merax is no exception to that rule. The whole process is a relatively inexpensive, and ensures you a top-performing mountain bike out on the trails.

What People Say About This Bike?

Based on reviews made by our customers and bikers across the web, we give the Merax Finiss Mountain Bike 26 Aluminum 21 Speed 4.2 Stars.

Over and over again, our customers say pretty much the same thing:

  • Nice bike for the money
  • This is a great bike for the money.
  • ​Great bike!
  • ​I would highly recommend this to everyone!
  • For the money the Merax Finiss Mountain Bike 26 Aluminum 21 Speed is a good entry level mountain bike. After taking it on a 20 mile trail ride, it handled everything in its path. The fork was a little stiff at first, but loosened up as the ride progressed. The shocks worked well, and the bike ran smooth, with no extra noise.
  • ​Be sure to take it to your local bike shop for a tune-up. The brakes need to be adjusted and the chain is a bit stiff. Once they were adjusted correctly, the bike worked flawlessly. For do-it-yourself guys, YouTube has a bunch of videos explaining in detail how to make the adjustments to your mountain bike. Between the manufacturer’s instructions and the videos, you shouldn’t have any problem understanding the process.
  • ​For a first time rider, this bike is great. Assembly is easy, even for a novice. The gears shift easily, and it flies over the ground. The bike weighs very little, and that makes it go even faster. As a cross-country bike, the Merax Finiss mountain bike works great. I wouldn’t use it for long drops or jumps, without upgrading the front shock, but for trail riding, it more than meets a rider’s needs.
  • ​This mountain bike motivates you to exercise. It is easy to learn how to ride, even for beginners. Rather than invest money in fixing up an old bike, the small investment needed to purchase this one brand new made more sense. The Merax came with upgraded components such as the dual disc brakes, that are usually found on more expensive bikes. This mountain bike was perfect for a novice rider!
  • ​Assembling the Merax Finiss mountain bike was simple. The bike needed only minor tweaks, just a few turns of a screw, to get it exactly the way I wanted, but that’s normal for any bike. The seat and tires were perfect for street riding and trails. The bike is a perfect entry-level bike and beats anything you’ll find at a discount store, such as Target or WalMart.

Another Choices?

Take a look of these mountain bikes, you may like them:

You can find another bikes with the same price range below:

Final Thoughts

This bike makes the perfect choice for anyone wanting to give trail riding a try. It’s important to have the proper equipment, or you won’t enjoy the experience; but, you don’t want to invest a large sum of money, before you know for sure that it’s the sport for you.

The Merax Finiss boasts all the great components of more expensive bikes, for a very attractive price. Each of the main components on the bike can be upgraded further down the road, meaning you don’t need to buy a brand new bike as you move from a novice rider to a serious trail rider.

When the time is right, you can purchase any desired upgrades, and your bike can grow with you.

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Hi, welcome to our blog. My name is Denise Nelson. I'm a profound lover of the cross country mountain bike, I worked as a trainer for 6 years and a Co-founder of a private biking lessons school. I also own a small fitness store in NY. Enjoy!

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